Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Which of the following is NOT a mandated benefit in Maryland?

A) Hearing aids for children
B) Weight reduction programs
C) Treatment of mental illness
D) Treatment of substance abuse

2. Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:

A) Reasonable and customary charges
B) Scheduled charges
C) Utilization charges
D) Preapproved charges

3. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A) Earning commission
B) Acting as a regularly salaried officer
C) Performing clerical duties
D) Enrolling individuals in group plans

4. Under Maryland law, the agreement between an insurance producer and insurer under which the insurance producer, for compensation, may sell, solicit, or negotiate policies issued by the insurer is defined as:

A) A certificate of authority
B) A license
C) A binding agreement
D) An appointment

5. Which benefit is usually excluded from major medical expense plan coverage?

A) Prescription drugs
B) Hospice care
C) Physical therapy
D) Routine dental care

Solutions: