Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam : Oklahoma Life, Accident, and Health or Sickness Producer Exam

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. How many days does the insured have to notify the insurer to add a newly-born child to continue coverage?

A) 31 days.
B) 21 days.
C) 14 days.
D) 30 days.

2. How will covered expenses be paid if an insured has a scheduled dental policy?

A) The insurer will pay a percentage of each expense.
B) Benefits will be limited to a specific maximum dollar amount per procedure.
C) After the deductible is paid, benefits will be paid in a lump sum directly to the insured.
D) All expenses will be paid after the insured's deductible is paid.

3. The ownership provision of a life insurance policy states that during the insured individual's lifetime, the rights and privileges belong to the

A) beneficiaries
B) insured individual only
C) insured individual's family
D) owner only

4. Premiums paid by the insured for personally owned disability income insurance are

A) not tax deductible.
B) tax deductible.
C) tax deferred.
D) partially tax deductible.

5. Which life insurance rider is designed to permit young individuals to be able to purchase additional insurance as they grow older, regardless of insurability?

A) Cost of living rider.
B) Guaranteed insurability rider.
C) Impairment rider.
D) Multiple indemnity rider.

Solutions: